Capital Preservation Strategies provides personalized retirement, insurance, and estate consulting services for professionals, small business owners, those nearing retirement, and seniors. Our services include analyses of:
We evaluate how well-protected your retirement plans and/or IRAs are from depletion by restrictive custodians, probate, taxes, and nursing home expenses. We can help you create a valuable legacy with a multi-generation IRA that avoids lump sum taxation. All of our retirement plans guarantee safety of principal. Each year when the economy is favorable, gains are locked in. During negative years, clients hold on to their gains.
For executives who want to create tax-free retirement income without IRS contribution restrictions.
We specialize in finding the most affordable health insurance with the specific benefits our clients prefer. Since the cost of health insurance can escalate dramatically, we search the market for plans that provide the greatest benefits for the lowest cost. We have an innovative alternative plan that allows employers to reduce and manage their healthcare costs over several years.
We determine whether your assets will be subject to depletion during the process of probate and/or estate settlement. We provide alternatives to probate costs and/or the depletion of your assets by estate taxes. We are happy to refer clients to estate planning and elder care attorneys who are able to assist in a broad range of estate planning issues.
We will conduct an analysis to determine whether you can reduce the taxes that you pay on interest that you earn but do not spend. We provide individually tailored strategies that will reduce taxes on interest earnings that you do not need for income.
We determine whether you have sufficient assets to insure against the risk of extended home and/or nursing home care. We will provide a variety of cost-effective plans to protect your savings and all other assets from being diminished due to long term care expenses.
We determine how you can maximize your Social Security benefits in order to receive the largest benefit and we will analyze whether or not you are able to reduce or eliminate taxes on your Social Security income.
We clarify in lay terms the benefits and limitations of Medicare and Medicaid. We analyze your Medicare supplement choices to determine which insurance company provides the most cost effective supplement for you.